2025 401k Contribution Limit. Annual benefit limit per participant: 1, 2025, during the years you turn ages.
The ira retirement annual contribution limit for 2025 remains at $7,000. The ira catch‑up contribution limit for individuals aged 50 and over was amended under the secure 2.0 act of 2022 (secure 2.0) to include an annual cost‑of‑living.